Old vs New Tax Regime
Compare your FY 2025-26 income tax under both regimes and get an AI recommendation.
Inputs
Results
Old regime tax
₹1,27,920
New regime tax
₹97,500
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NEW • ₹30,420
HRA exempt (old)
₹2,40,000
Total deductions (old): ₹4,65,000
Taxable income — old: ₹10,35,000 · new: ₹14,25,000
AI recommendation
How it's calculated
Old regime slabs: nil up to ₹2.5L, 5% to ₹5L, 20% to ₹10L, 30% above. Rebate u/s 87A up to ₹12,500 if taxable ≤ ₹5L.
New regime slabs (FY 2025-26): nil up to ₹4L, then 5/10/15/20/25/30%. Rebate u/s 87A up to ₹60,000 if taxable ≤ ₹12L. Standard deduction ₹75,000.
Health & Education cess of 4% added to tax. Surcharge for income > ₹50L not modelled — consult a CA.